The Citi® Gold AAdvantage® World MasterCard® is designed for those who are seeking a travel rewards card and those that choose to fly American Airlines. The card offers bonus miles after your first purchase that are enough to cover a domestic flight. The rewards program has not black out dates for your travels and it rewards those who make purchases with American Airlines. As an additional benefit, cardmembers will get the annual fee waived for the first 12 months. The card offers no preset spending limit as long as you pay in full each month the amount that exceeds your revolving credit limit. This card is for those with good to excellent credit. Here is a summary of some of the card benefits:
- Earn 1 AAdvantage® mile for every $1 spent on purchases
- AAdvantage miles may never expire
- Reduced Mileage Awards let you travel to select destinations for fewer AAdvantage miles round trip
- Earn AAdvantage miles for award travel on American Airlines or over 20 top airlines, stays at hotels worldwide and car rentals with the AAdvantage program
Rates and Offers
The Citi® Gold AAdvantage® World MasterCard® offers a standard variable APR for purchases of 15.24% and a standard variable APR for cash advances of 25.24%. The variable Penalty APR is up to 29.99% and can be applied if you make a late payment or make a payment that is returned. The annual fee for the card is $50, however, this fee is waived for the first 12 months. The card does not offer any introductory rates and all rates may vary based on changes to the prime rate.
Earning Rewards
This card is for those that frequently fly American Airlines. When you make any purchase you earn 1 AAdvantage® mile per $1 you spend. You can earn up to 60,000 mile per year. You can redeem your miles your AAdvantage® miles for award travel on American Airlines, American Eagle and AmericanConnection®. You can start redeeming once you earn 25,000 AAdvantage® miles. .
Bonus Offer
The card offers a special bonus offer to new cardmembers. When you spend $750 on your card within the first 4 months you will earn 30,000 bonus miles. This is more than enough points to earn a round trip domestic flight. A total of 25,000 American Airlines AAdvantage miles can be redeemed for roundtrip Coach Class Continental U.S. / Canada MileSAAverSM awards. All American Airlines, American Eagle and the AmericanConnection carrier have no restricted dates for award travel. All Seats for award travel are limited and may not be available on all flights. The maximum number of American Airlines AAdvantage miles you can earn with this card 60,000 AAdvantage miles per calendar year. All AAdvantage bonus miles are excluded from this mileage cap.
Reduced Mileage Awards
The Reduced Mileage Award program allows cardmembers to redeem American Airlines AAdvantage® miles for MileSAAverSM awards to destinations selected quarterly. The MileSAAverSM discount is 5,000 American Airlines AAdvantage® miles round trip. The redemption of Reduced Mileage Awards applies only to bookings made by phone through American Airlines Reservations or through airport or city ticket offices.
Additional Cardmember Benefits
The Citi® Gold card offers cardmembers a variety of benefits just for being a member. Here are some of those benefits:
- Citi® / AAdvantage® Reduced Mileage
- No Pre-set Spending Limit
- Personal Concierge Service
- Travel & Emergency Assistance
- Automatic Travel Accident Insurance
- Trip Cancellation / Trip Interruption Insurance
- Lost Luggage Coverage
- Discounts from Hertz®
- Auto Rental Insurance
- Extended Warranty
- Retail Purchase Protection
- Price Protection
- $0 Liability on Unauthorized Charges
- Citi® Photocard
- Virtual Account Numbers
- Citi MasterCard® Payment Tag with PayPassTM
- Additional Cards
Citi® Gold AAdvantage® World MasterCard® Fees
There are certain fess associated with using the card that you should be aware of. To see a complete list of fees you should review the card terms and conditions. The table below highlights some of those fees. You can apply for the card online today.
| Description | Fee |
|---|---|
| Annual Fee |
$50. However, the annual fee is waived for the first 12 months. |
| Balance Transfer | Either $5 or 3% of the amount of each transfer, whichever is greater. |
| Cash Advance | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Purchase Transaction | 3% of each purchase transaction in US dollars. |
| Late Payment | $15 to $39 |
| Returned Payment | $39 |
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