You have all been there, living comfortably until something goes wrong the washing machine s down, the car fails its MOT, or the children need new shoes. In the grand scheme of things it may only be a small problem, but it can tip the balance of the carefully constructed budget.
Planning for an emergency can save a lot of stress and anxiety, not to mention money.
When we are putting together budgets for our clients we recommend they put some money aside each month as a contingency fund. By having a rainy day pot if an unexpected item of expenditure does crop up it avoids the need to take out emergency credit, such as Payday Loans.
If you need help with your finances then please call one of our trained debt specialists who will assist you with getting things back on track.
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