The Household Bank® Premium MasterCard® is designed for those that are seeking a card with the purpose of building credit. The card offers members a special introductory rate on purchases for the first 9 months. The card also gives members 1% cash back. You can build credit with this card because the card reports to the three major credit bureaus. When you apply for this card, if you are not approved you may be offered a Household Bank® secured card instead.
- An excellent choice for people with fair or good credit
- 0% Introductory APR on Purchases for 9 months and a Variable 19.90% APR thereafter
- 1% Cash Back Rewards on every credit card purchase
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Online Account access
- Email and text messages available to remind you of your upcoming payment due date
- On-call customer service representatives to assist you with questions or concerns
Rates and Offers
The Household Bank® Premium MasterCard® offers a special introductory rate of 0% on purchases for the first 9 months of cardmembership. This does not apply to balance transfers or cash advances. After the introductory period, a variable purchase APR of 19.90% will apply. The balance transfer APR is 19.90% and applies to balance transfers and credit card checks. The variable Penalty APR is 29.49% and your APRs may increase to the penalty APR if you fail to make a minimum payment by the due date. The variable cash APR is 20.90%. A Balance Transfer Fee of 5% ($10 minimum) will apply to balance transfers, if available, including credit card checks. A 5% ($10 minimum) Cash Advance Fee will apply to cash advances, unless otherwise disclosed. The Minimum Interest Charge is $1. The Foreign Transaction Fee is 3% of the U.S. dollar amount on transactions made in a foreign currency. You will receive 1% earnings redeemable for cash on new net retail purchases charged to this credit card. Cash redeemed in $25 increments.
Household Bank® Premium MasterCard® Fees
There are fees associated with using the Household Bank® Premium MasterCard®. The table below highlights some of those fees. To see a complete list of fees you should refer to the card terms and conditions. You can apply for the card online today.
| Discover | Fee |
|---|---|
| Annual Fee | Between $0 and $39 |
| Minimum Interest Charge | $1 |
| Foreign Transaction Fee | 3% of the U.S. dollar amount |
| Cash Advance Fee | 5% ($10 minimum) |
| Balance Transfer Fee | 5% ($10 minimum) |
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