While the number and quality of balance transfer offers has been increasing lately, it has been a while since there’s been a notable lifetime balance transfer deal. For a limited time, the PenFed Promise Card offers a promotional balance transfer deal of 4.99% APR for the life of the balance on transfers made now through March 31, 2011 with no balance transfer fees.

The standard benefits of the card include:

• No annual fee
• No late fees or other penalty fees
• No foreign transaction fees
• No fees to do a balance transfer or cash advance

It also features low everyday purchase and balance transfer APRs. For more information or to apply, see this .

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