If you have a cash back card that utilizes rotating categories like the Discover More, Chase Freedom or Citi Dividend cards, be sure you register for the 3rd quarter categories. In order to take advantage of the 5% from July through September you must register your card. You must do this each quarter in order to be eligible for the 5% categories. Registering is simple, just log into your online account and select the option to register for the rotating categories. Below you will find the 5% credit card offers for the 3rd quarter.
The Discover More card allows you to earn 5% Cashback Bonus on up to $300 in purchases July through September at Gas Stations, Hotels, Theme Parks, and Movies. This card also offers 0% on both balance transfers and purchases for 18 months. You can earn cash back on all your purchases, including 5% in the rotating categories. Here are some of the highlights of the card:
- 0% intro APR on balance transfers for 18 months, then the variable APR of 11.99% – 20.99%
- 0% intro APR on purchases for 6 months, then the variable APR of 11.99% – 20.99%
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Ranked #1 in customer loyalty
- 24/7 access to a U.S. based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alerts
- No annual fee, no rewards redemption fee, and no additional card fee
With the Chase Freedom Visa youll earn 5% cash back on your spending up to $1,500 each quarter in your bonus categories. You will earn 5% on gasoline, hotel and airline purchases. Simply activate your bonus each quarter and you can start earning the 5% cash back. You will earn 1% cash back on all other purchases and there are no caps on how much you can earn. This card offers a 0% introductory APR for 12 months on balance transfers and 0% introductory APR for 6 months on purchases. Here are the highlights of this card:
- “Best Overall Card”, CBS MoneyWatch 2011
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 12 months on balance transfers and 6 months on purchases.
- 5% Cash Back on up to $1,500 spent on Gas, Hotel and Airline purchases from 7/1/11 9/30/11
- You’ll enjoy new 5% categories every 3 months like grocery stores, dining, department stores and even home improvement stores. It’s free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases without limits on what you can earn
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- Cash back rewards never expire
- No Annual Fee
The Citi Dividend Platinum Select MasterCard you will earn 5% cash back on airlines, hotels and car rentals from 7/1/11 – 9/30/11. This card also offers 1% cash back on all purchases and $150 cash back after $750 in purchases within the first 3 months of account opening. The card offers a 0% introductory APR on balance transfers for 12 months and 0% introductory APR on purchases for 12 months. Here are the card features:
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 5% cash back on home improvement, home furnishing, and home & garden stores from 4/1/11 through 6/30/11
- Full 1% cash back on eligible purchases
- No Annual Fee