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	<title>Credit Card Guidance</title>
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	<link>http://www.creditcard-guidance.com</link>
	<description>Get Your Credit Card Program Today, Federal Offers Great Rates</description>
	<lastBuildDate>Wed, 16 May 2012 17:36:38 +0000</lastBuildDate>
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		<item>
		<title>30 Steps to Great Finances: Steps 3 and 4</title>
		<link>http://www.creditcard-guidance.com/credit-card-reviews/30-steps-to-great-finances-steps-3-and-4</link>
		<comments>http://www.creditcard-guidance.com/credit-card-reviews/30-steps-to-great-finances-steps-3-and-4#comments</comments>
		<pubDate>Wed, 16 May 2012 17:36:38 +0000</pubDate>
		<dc:creator>Tracy Bowker</dc:creator>
				<category><![CDATA[Credit Card Reviews]]></category>
		<category><![CDATA[30 Steps]]></category>
		<category><![CDATA[Great Finances]]></category>
		<category><![CDATA[Steps]]></category>

		<guid isPermaLink="false">http://www.creditcard-guidance.com/credit-card-reviews/30-steps-to-great-finances-steps-3-and-4</guid>
		<description><![CDATA[Welcome to round two of my 30 Steps to Great Finances series. Last time we talked about how important it is to know your net worth (step #1) and to keep track of all of your spending for a month to see where your money is going (step #2). Did you do/begin both of those [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Debt Ceiling Debate Is it Time for Obama to Take Fiscal Responsibility More Seriously</title>
		<link>http://www.creditcard-guidance.com/credit-card-articles/debt-ceiling-debate-is-it-time-for-obama-to-take-fiscal-responsibility-more-seriously</link>
		<comments>http://www.creditcard-guidance.com/credit-card-articles/debt-ceiling-debate-is-it-time-for-obama-to-take-fiscal-responsibility-more-seriously#comments</comments>
		<pubDate>Sun, 13 May 2012 20:16:58 +0000</pubDate>
		<dc:creator>Keith Marcello</dc:creator>
				<category><![CDATA[Credit Card Articles]]></category>
		<category><![CDATA[Debate]]></category>
		<category><![CDATA[Debt Ceiling]]></category>

		<guid isPermaLink="false">http://www.creditcard-guidance.com/credit-card-articles/debt-ceiling-debate-is-it-time-for-obama-to-take-fiscal-responsibility-more-seriously</guid>
		<description><![CDATA[As the debate over raising the debt ceiling continues to rage, it is clear that the U.S. Government is now facing a stand off of sorts. Pushing up the debt ceiling would, no doubt, make a good ‘placebo’ for the immediate problem of unmanageable borrowings. But, many critics fear that it will also serve to [...]]]></description>
		<wfw:commentRss>http://www.creditcard-guidance.com/credit-card-articles/debt-ceiling-debate-is-it-time-for-obama-to-take-fiscal-responsibility-more-seriously/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Types Of Bad Credit Auto Loans To Consider</title>
		<link>http://www.creditcard-guidance.com/credit-card-best/types-of-bad-credit-auto-loans-to-consider</link>
		<comments>http://www.creditcard-guidance.com/credit-card-best/types-of-bad-credit-auto-loans-to-consider#comments</comments>
		<pubDate>Sat, 12 May 2012 08:40:17 +0000</pubDate>
		<dc:creator>Sharon Janssen</dc:creator>
				<category><![CDATA[Credit Card Best]]></category>
		<category><![CDATA[Auto Loans]]></category>
		<category><![CDATA[Consider]]></category>
		<category><![CDATA[Credit Auto]]></category>
		<category><![CDATA[Credit Auto Loans]]></category>

		<guid isPermaLink="false">http://www.creditcard-guidance.com/credit-card-best/types-of-bad-credit-auto-loans-to-consider</guid>
		<description><![CDATA[When applying for bad credit auto loans, there are two main types to consider. The first of these is a personal loan that is written out without any collateral on your behalf. Your word and the title to the car is used to guarantee the loan. The other type is a bad credit auto loan [...]]]></description>
		<wfw:commentRss>http://www.creditcard-guidance.com/credit-card-best/types-of-bad-credit-auto-loans-to-consider/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>These Islands Aren’t Just a Shelter From Taxes</title>
		<link>http://www.creditcard-guidance.com/credit-card-reviews/these-islands-arent-just-a-shelter-from-taxes</link>
		<comments>http://www.creditcard-guidance.com/credit-card-reviews/these-islands-arent-just-a-shelter-from-taxes#comments</comments>
		<pubDate>Tue, 08 May 2012 12:07:15 +0000</pubDate>
		<dc:creator>Tracy Bowker</dc:creator>
				<category><![CDATA[Credit Card Reviews]]></category>

		<guid isPermaLink="false">http://www.creditcard-guidance.com/credit-card-reviews/these-islands-arent-just-a-shelter-from-taxes</guid>
		<description><![CDATA[The veteran crime-fighter Robert S. Morgenthau, formerly Manhattan District Attorney, has an excellent article in the New York Times with the above headline. One of the routine denials made by tax havens is that they are entirely blameless in the tax game: if supposedly &#8216;onshore&#8217; countries like the United states don&#8217;t like corporations and individuals [...]]]></description>
		<wfw:commentRss>http://www.creditcard-guidance.com/credit-card-reviews/these-islands-arent-just-a-shelter-from-taxes/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Summit 2012 and a Surprising Savings Confession</title>
		<link>http://www.creditcard-guidance.com/credit-card-best/summit-2012-and-a-surprising-savings-confession</link>
		<comments>http://www.creditcard-guidance.com/credit-card-best/summit-2012-and-a-surprising-savings-confession#comments</comments>
		<pubDate>Sat, 05 May 2012 14:21:25 +0000</pubDate>
		<dc:creator>Sharon Janssen</dc:creator>
				<category><![CDATA[Credit Card Best]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Savings Confession]]></category>

		<guid isPermaLink="false">http://www.creditcard-guidance.com/credit-card-best/summit-2012-and-a-surprising-savings-confession</guid>
		<description><![CDATA[Here is a new stat for you on savings: More than half of Americans don’t have enough money saved to financially survive an economic emergency lasting more than three months (what!?) And another: The U.S., as a country, comes in 7th in terms of savings habits and amounts saved. These are just a few of [...]]]></description>
		<wfw:commentRss>http://www.creditcard-guidance.com/credit-card-best/summit-2012-and-a-surprising-savings-confession/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do you consider an innovative method of online payments?</title>
		<link>http://www.creditcard-guidance.com/credit-card-reviews/hav-you-consider-an-innovative-method-of-online-payments</link>
		<comments>http://www.creditcard-guidance.com/credit-card-reviews/hav-you-consider-an-innovative-method-of-online-payments#comments</comments>
		<pubDate>Thu, 26 Apr 2012 09:50:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Reviews]]></category>
		<category><![CDATA[Online]]></category>
		<category><![CDATA[Online Payments]]></category>

		<guid isPermaLink="false">http://www.creditcard-guidance.com/?p=659</guid>
		<description><![CDATA[The latest addition to the market of transferring money online is the transfer of funds via FastPay. An innovative way to make online transactions instantly by FastPay is fast, secure and affordable. FastPay money transfer is easy. Everything you need to know is the FastPay address of the person to whom you send money without [...]]]></description>
		<wfw:commentRss>http://www.creditcard-guidance.com/credit-card-reviews/hav-you-consider-an-innovative-method-of-online-payments/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How To Get An Auto Loan Easily</title>
		<link>http://www.creditcard-guidance.com/credit-card-best/how-to-get-an-auto-loan-easily</link>
		<comments>http://www.creditcard-guidance.com/credit-card-best/how-to-get-an-auto-loan-easily#comments</comments>
		<pubDate>Sat, 14 Apr 2012 15:32:12 +0000</pubDate>
		<dc:creator>Sharon Janssen</dc:creator>
				<category><![CDATA[Credit Card Best]]></category>

		<guid isPermaLink="false">http://www.creditcard-guidance.com/credit-card-best/how-to-get-an-auto-loan-easily</guid>
		<description><![CDATA[It is not that all American households have ready funds accumulated to buy a new car when they need it. Just like the other households, you could need a source that will give you the funds then repay with time while having the car with you. This is why there are very many auto loans [...]]]></description>
		<wfw:commentRss>http://www.creditcard-guidance.com/credit-card-best/how-to-get-an-auto-loan-easily/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to kill your grocery bill; Tracking every penny &#8211; is it worth it?; Alleviating your personal finance frustration; This is what&#8217;s wrong with America according to Ramit Sethi; The 40-year-old cat woman</title>
		<link>http://www.creditcard-guidance.com/credit-card-reviews/how-to-kill-your-grocery-bill-tracking-every-penny-is-it-worth-it-alleviating-your-personal-finance-frustration-this-is-whats-wrong-with-america-according-to-ramit-sethi-the-40-year-old-cat-w</link>
		<comments>http://www.creditcard-guidance.com/credit-card-reviews/how-to-kill-your-grocery-bill-tracking-every-penny-is-it-worth-it-alleviating-your-personal-finance-frustration-this-is-whats-wrong-with-america-according-to-ramit-sethi-the-40-year-old-cat-w#comments</comments>
		<pubDate>Tue, 10 Apr 2012 05:19:02 +0000</pubDate>
		<dc:creator>Tracy Bowker</dc:creator>
				<category><![CDATA[Credit Card Reviews]]></category>
		<category><![CDATA[Bill]]></category>
		<category><![CDATA[Bill Tracking]]></category>

		<guid isPermaLink="false">http://www.creditcard-guidance.com/credit-card-reviews/how-to-kill-your-grocery-bill-tracking-every-penny-is-it-worth-it-alleviating-your-personal-finance-frustration-this-is-whats-wrong-with-america-according-to-ramit-sethi-the-40-year-old-cat-w</guid>
		<description><![CDATA[1) Trimming the fat from your food bill My last grocery excursion cost me NZ$175. I came out with a cart full of food that I expect to last me and my two lads a week with an extra run here and there. I reckon I average $200 a week on food. You can imagine [...]]]></description>
		<wfw:commentRss>http://www.creditcard-guidance.com/credit-card-reviews/how-to-kill-your-grocery-bill-tracking-every-penny-is-it-worth-it-alleviating-your-personal-finance-frustration-this-is-whats-wrong-with-america-according-to-ramit-sethi-the-40-year-old-cat-w/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Traveling Abroad on a Shoestring</title>
		<link>http://www.creditcard-guidance.com/credit-card-best/traveling-abroad-on-a-shoestring</link>
		<comments>http://www.creditcard-guidance.com/credit-card-best/traveling-abroad-on-a-shoestring#comments</comments>
		<pubDate>Sat, 07 Apr 2012 17:52:45 +0000</pubDate>
		<dc:creator>Sharon Janssen</dc:creator>
				<category><![CDATA[Credit Card Best]]></category>

		<guid isPermaLink="false">http://www.creditcard-guidance.com/credit-card-best/traveling-abroad-on-a-shoestring</guid>
		<description><![CDATA[This past November, my old boss and mentor (Don) reminded me that he has a rental apartment in Marbella, Spain that would be available the a few weeks in January. Don said that if we could pay our way to Spain, he would let my boyfriend and I stay in the apartment for free. Sometimes, [...]]]></description>
		<wfw:commentRss>http://www.creditcard-guidance.com/credit-card-best/traveling-abroad-on-a-shoestring/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Margin and Meaning</title>
		<link>http://www.creditcard-guidance.com/credit-card-reviews/margin-and-meaning</link>
		<comments>http://www.creditcard-guidance.com/credit-card-reviews/margin-and-meaning#comments</comments>
		<pubDate>Fri, 06 Apr 2012 09:16:15 +0000</pubDate>
		<dc:creator>Tracy Bowker</dc:creator>
				<category><![CDATA[Credit Card Reviews]]></category>

		<guid isPermaLink="false">http://www.creditcard-guidance.com/credit-card-reviews/margin-and-meaning</guid>
		<description><![CDATA[For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Heres why. The following is an excerpt from Building Your Financial Fortress in 52 Days: The Lessons of Nehemiah. This post is from Day 47. Do it His way! His way means more of both margin and [...]]]></description>
		<wfw:commentRss>http://www.creditcard-guidance.com/credit-card-reviews/margin-and-meaning/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Stock Investing Tips For Beginners</title>
		<link>http://www.creditcard-guidance.com/credit-card-articles/stock-investing-tips-for-beginners</link>
		<comments>http://www.creditcard-guidance.com/credit-card-articles/stock-investing-tips-for-beginners#comments</comments>
		<pubDate>Mon, 02 Apr 2012 11:54:50 +0000</pubDate>
		<dc:creator>Keith Marcello</dc:creator>
				<category><![CDATA[Credit Card Articles]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Investing Tips]]></category>

		<guid isPermaLink="false">http://www.creditcard-guidance.com/credit-card-articles/stock-investing-tips-for-beginners</guid>
		<description><![CDATA[What You Should Know Before Investing in Stocks Stocks have always been right at the top when it comes to choosing good performers among different investment avenues. Historic statistics show that those who have steadily invested in stocks have been better off than those investing in bonds, mutual funds and other investment options. But stock [...]]]></description>
		<wfw:commentRss>http://www.creditcard-guidance.com/credit-card-articles/stock-investing-tips-for-beginners/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Payday Loans for Modern Life</title>
		<link>http://www.creditcard-guidance.com/credit-card-best/payday-loans-for-modern-life</link>
		<comments>http://www.creditcard-guidance.com/credit-card-best/payday-loans-for-modern-life#comments</comments>
		<pubDate>Sat, 31 Mar 2012 16:16:00 +0000</pubDate>
		<dc:creator>Sharon Janssen</dc:creator>
				<category><![CDATA[Credit Card Best]]></category>
		<category><![CDATA[Payday]]></category>
		<category><![CDATA[Payday Loans]]></category>

		<guid isPermaLink="false">http://www.creditcard-guidance.com/credit-card-best/payday-loans-for-modern-life</guid>
		<description><![CDATA[A payday loan can help anyone in a sudden financial pinch. You can obtain a payday loan at a payday loan store or even online nowadays. Lets look into how you go about getting a payday loan. First of all, you dont need a great credit score in order to get a payday loan. Loans [...]]]></description>
		<wfw:commentRss>http://www.creditcard-guidance.com/credit-card-best/payday-loans-for-modern-life/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Germany: urgent phone action on Swiss tax deal</title>
		<link>http://www.creditcard-guidance.com/credit-card-reviews/germany-urgent-phone-action-on-swiss-tax-deal</link>
		<comments>http://www.creditcard-guidance.com/credit-card-reviews/germany-urgent-phone-action-on-swiss-tax-deal#comments</comments>
		<pubDate>Sat, 24 Mar 2012 16:24:08 +0000</pubDate>
		<dc:creator>Tracy Bowker</dc:creator>
				<category><![CDATA[Credit Card Reviews]]></category>

		<guid isPermaLink="false">http://www.creditcard-guidance.com/credit-card-reviews/germany-urgent-phone-action-on-swiss-tax-deal</guid>
		<description><![CDATA[From the German campaigning group Campact, very loosely translated and with our own interpretations added: A moment of danger has arrived for transparency in Europe. Several German states governed by the SPD and the Green party are threatening to reverse their previous opposition to a scandalous tax amnesty agreement with Switzerland, which provides impunity (and [...]]]></description>
		<wfw:commentRss>http://www.creditcard-guidance.com/credit-card-reviews/germany-urgent-phone-action-on-swiss-tax-deal/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Get Auto Finance With Bad Credit</title>
		<link>http://www.creditcard-guidance.com/credit-card-best/get-auto-finance-with-bad-credit</link>
		<comments>http://www.creditcard-guidance.com/credit-card-best/get-auto-finance-with-bad-credit#comments</comments>
		<pubDate>Fri, 23 Mar 2012 17:22:41 +0000</pubDate>
		<dc:creator>Sharon Janssen</dc:creator>
				<category><![CDATA[Credit Card Best]]></category>
		<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Credit]]></category>

		<guid isPermaLink="false">http://www.creditcard-guidance.com/credit-card-best/get-auto-finance-with-bad-credit</guid>
		<description><![CDATA[Bad credit means that you have made certain mistakes in your credit history thus lowering your score. It could be cases of bankruptcy, defaulting payment or unsteadiness in paying debts. Whichever the case, a bad credit does not portray you in good light to the lender. So if you are seeking auto finance with an [...]]]></description>
		<wfw:commentRss>http://www.creditcard-guidance.com/credit-card-best/get-auto-finance-with-bad-credit/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Using Rewards to Reduce the Cost of Paying Taxes with a Credit Card</title>
		<link>http://www.creditcard-guidance.com/credit-card-reviews/using-rewards-to-reduce-the-cost-of-paying-taxes-with-a-credit-card</link>
		<comments>http://www.creditcard-guidance.com/credit-card-reviews/using-rewards-to-reduce-the-cost-of-paying-taxes-with-a-credit-card#comments</comments>
		<pubDate>Wed, 21 Mar 2012 16:15:00 +0000</pubDate>
		<dc:creator>Tracy Bowker</dc:creator>
				<category><![CDATA[Credit Card Reviews]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit Card]]></category>

		<guid isPermaLink="false">http://www.creditcard-guidance.com/credit-card-reviews/using-rewards-to-reduce-the-cost-of-paying-taxes-with-a-credit-card</guid>
		<description><![CDATA[At first glance, using credit cards to pay taxes does not appear to be wise. The IRS does not simply accept credit cards the way most merchants do, it requires taxpayers to use an intermediary service. Each of the companies that accept credit cards on the IRS’s behalf charge a “convenience fee” that ranges from [...]]]></description>
		<wfw:commentRss>http://www.creditcard-guidance.com/credit-card-reviews/using-rewards-to-reduce-the-cost-of-paying-taxes-with-a-credit-card/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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