Citi Executive(SM) / AAdvantage® World Elite(TM) MasterCard® Review

The Citi Executive / AAdvantage World Elite MasterCard is ideal for those who travel globally and are seeking a rewards card. When making purchases outside the United States this card does not charge a foreign transaction fee. This card is for those with excellent credit and those that plan on spending a high dollar amount. The annual fee for this card is $450.

  • Admirals Club lounge access with unlimited access for you and your immediate family
  • 10,000 Elite Qualifying Miles from American Airlines after $40,000 in purchases each calendar year
  • 25,000 American Airlines AAdvantage bonus miles after $1,000 in purchases within the first 4 months of cardmembership
  • Priority check-in, airport screening and boarding privileges
  • Earn 2 AAdvantage miles per $1 spent on eligible American Airlines purchases2 and 1 AAdvantage mile per $1 spent on other purchases
  • Waived Domestic Baggage Charge for the 1st eligible checked bag

The variable rate for this card is 15.25% and may change based on the prime rate.

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Are you drowning in debt? Debt consolidation is your life buoy

Are you drowning in debt? The major problems for people in debt are harassing calls from the creditors and the strain that causes health problems and it is very hard to cope with this problem. The best solution will be non profit debt consolidation assistance designed to help out the problem of the increasing amount of the debt.

Once you fall into debt, it is really hard to get out of it because any finance company will not give you more loans and even friend and parents not always can really help you. Debt consolidation that can wipe out your debt in one stroke fire and you just focus on the single loan instead of many payments.

Consolidation loans debt are divided into secured and unsecured form and interest rates and loan amount are different. If the amount is less to pay each month, this makes life so much easier and frees up additional funds to cover other daily needs. Debt consolidation service is available for people in two different options. Read more…

Lose friends, save money by ‘liking’ AmEx?

Would you offer up your Facebook friends for money?

American Express wants you to. The credit card issuer launched a “Link, Like, Love” social media campaign asking cardholders to allow AmEx to tap their circle of friends, interests and other “likes” in order to offer customized shopping discounts.
 
Here’s what the text says on the American Express Facebook page: “You and your friends like and share many things on Facebook. Now, American Express has deals and experiences for you based on those likes and interests. And once you sign up and choose your deals, all you have to do is use your American Express Card and statement credits will be sent directly to your Card account.”

The current discount being offered on the AmEx page is $5 off when you spend $20 or more at Whole Foods Market. Meh. I’ll pass.

Between Groupon, Living Social, Facebook deals, etc., I’m tired of all this discount hawking. Read more…

5 Steps to the Best Budget

If you haven’t been following the news recently, then you’ve been missing out on quite the political battle in Washington, DC over our nation’s debt. I’d go into more detail, but the specifics and grand-standing would probably give you a headache.

To make a long story short: we need to cut spending and raise revenues, but neither party can agree on a way to move forward and the President is left shaking his head at party leaders behaving more like spoiled children rather than statesmen.

Our national budget may be a mess, but yours doesn’t have to be. Creditnet has an easy, 5-step process to making sure your budget is sound so you don’t end up with a crippling debt like Washington.

Rent, Electricity, Water, Cable, etc.: these are the bills that need to be paid every month so you can live your life with minimal interruption. List out ea

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Gymboree Visa Credit Card Review

Verdict: Most store credit cards, even those bearing the Visa or MasterCard label, are typically not the best deals. Gymboree breaks that rule with a store rewards credit card with a relatively low APR, no annual fee, and a generous rewards program. If you have young children, this is a card worth carrying.

Overview: Gymboree offers solid quality clothing for babies, toddlers and young children at reasonable prices. You’ll pay more than at big box stores, but less than at specialty boutiques. The 5% rewards you earn when you shop at Gymboree with a Gymboree Visa rewards credit card, issued by U.S. Bank, makes your purchases an even better value. Best of all (and unusual for a store-branded credit card) you also get 1% cash back on all your everyday purchases. T

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