If you own a Delta SkyMiles Credit Card from American Express, the odds are good that you book frequent flights with Delta. After all, you earn free miles with every purchase that you make with these cards. The SkyMiles cards are typical American Express products: They offer generous rewards programs and several perks.
When it comes to redeeming the points you earn with these cards, though, there’s a problem. And it’s not the fault of American Express.
You can blame this one on Delta. Search frequent flier forums across the Internet and you’ll read the same verdict: Delta’s Award Redemption Calendar is nearly impossible to use.
If you want to see just how frustrating the center is for users, just visit this thread at the flyertalk forum. In it, a user discusses in detail how consumers can find low-tier rewards when they’re redeeming their points. The probl
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The AARP Platinum Visa card has an excellent new offer, evoking memories of the good ‘ol days of the now-defunct Citi CashReturns card: an unlimited 5% cash back rebate on all purchases for 6 months.
After the first 6 months, the card earns a 3% rebate on travel-related purchases and 1% on everything else. Rewards are earned as points, which are redeemed at a value of one cent per point. For example, 2,500 points can be redeemed for a $25 check. There is no maximum number of points that can be accumulated in the program.
Before you rush out to apply, do first note that you must be an AARP member to be eligible for this offer. If you are not already an AARP Member, you can join by calling 1-800-424-3410 or visiting www.aarp.org.
New rules today on credit cards and loans, in the form of the Consumer Credit Directive, are meant to help encourage responsible lending but what are they and how will they affect you?
Improving your credit score will give you access to cheaper borrowing rates.
We explain
Whats going on?
There are new rules for lenders to help encourage responsible lending. Today the Consumer Credit Directive comes into force, covering credit cards, loans and in-store agreements.
Ironically it will lead to less borrowers getting the best advertised rates, as lenders now only have to offer this to 51% of successful borrowers rather than the previous 66%.
Changes are driven by European legislation and aimed at protecting customers and laying out more clearly what they are signing up for.
These new rules combine with a different set of rules introduced in the UK at the start of January: these made changes to in what order debt is paid off and minimum repayments.
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With the Verizon iPhone preorder already in full swing, it’s only a matter of time before the whole world will seem to own one. New users will quickly find that the word “smartphone” falls well short of adequately describing the capabilities of these mighty mini-machines from Palo Alto.
The convenience of the iPhone 4 is nowhere more apparent than in the credit card industry. There’s a plethora of highly useful apps that pertain to finance and credit cards, so grab your iPhone, slide your finger over to the app store, and download one of these handy programs.
Square
Square is a truly amazing app that allows vendors to swipe their customer’s credit cards from anywhere. Once you download the free app, you’ll also receive a free magnetic credit card reader that connects to your iPhone through its headphone jack. The app proce
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With credit card companies desperately vying for the attention of prospective customers, there have never been more rewards credit card offers available on the market. Fortunately, the majority of rewards credit cards provide some form of benefit or discount which can be extremely advantageous when one is planning for or is enjoying a vacation. The following are five ways that a rewards credit card can save money on a vacation.
1. Gasoline Discounts
Some credit cards, commonly known as gas rewards cards, provide a specific rebate percentage for each gasoline purchase. At the end of the rewards period, a check or certificate is mailed to the cardholder for the total amount of all of the rebates applied to the account during that year. Other cards may provide these rewards in the form of a balance credit, while others may send out rebate checks on monthly basis rather than annually.
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