How To Rent A Car Without A Credit Card

Recently I needed to rent a moving truck for the weekend and was surprised to find out the company I have gone through in the past had changed their rules and now required all renters to have a credit card and not a debt card in order to rent their trucks. This got me thinking about other instances where you might be in this situation where you only have a debt card, but the company only accepts credit cards. Take for instance renting a car. There are car rental companies out there that will only accept credit cards as payment for renting their cars. After searching around I have found there are also companies that will accept debt cards and even cash as a payment option. If you need to rent a car, but don’t have a credit card this article may be for you.

Some rental companies that allow their customers to use debit cards or cash have other policies in place that will apply, but nevertheless, you can rent a car without a credit card. I

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Ask Creditnet: How In-Store Financing Can Hurt Your Credit Scores

Dear Creditnet: I’m currently in the market for a new TV and Best Buy is offering 0% financing for three years.

My question is when you open an account like this, how big of a hit does your FICO score usually take and how long will it take to rebound?

I could easily pay cash for the TV up front, but the “finance” person in me says it’s free money—why not take the terms?

Answer: Hard inquiries for a new credit card will generally drop your FICO score about five points, but it should bounce back within a few months. In some cases, a hard inquiry may not even affect your FICO score at all, so I wouldn’t worry too much about having an extra inquiry on your credit reports.

However, what you should worry about is how retail credit card deals (what Best Buy is actually offering you) can often wreak havoc on your credit utilization ratio, which accounts for about 30% of your FICO score. Here’s how

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